Welcome to M∞

Your wealth,
structured to last.

A full portfolio blueprint across 12 asset classes, calibrated to you, in under 60 seconds. Free.

Create free account
No card. No PAN. Just clarity on your money.
A 360° view of your wealth

See your wealth
emerge
in full.

M∞ brings your whole financial life into one 360° view — and returns a calibrated blueprint in under 60 seconds.

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₹0Cr+
Wealth guided
0+
Clients guided
0+
Asset classes
Sample Blueprint
₹1,00,00,000
Balanced · 5-year horizon
Recommended Allocation
Real Estate
28%
Mutual Funds
20%
Equities
18%
Fixed Deposits
14%
Gold
10%
Bonds & Other
10%
Projected Return
+11.8% p.a.
Sample · Balanced
Real Estate / Equities / Gold / Fixed Deposits / Mutual Funds / Bonds / International / Alternatives / Real Estate / Equities / Gold / Fixed Deposits / Mutual Funds / Bonds / International / Alternatives /
0+
Asset Categories
0s
To Your Blueprint
0₹
Cost to Start
0%
Private — No PAN
Why M∞

Built differently.
Thinks differently.

Every other wealth tool in India covers your demat account. M∞ covers your entire financial life — land, gold, FDs, and everything between.

01
Immovable Assets
Unlike every other tool, we factor in real estate — land, residential, commercial — as a core allocation, not an afterthought.
02
60-Second Blueprint
Enter your corpus, horizon, and risk tolerance. Receive a complete, actionable allocation across 12 asset classes.
03
India-Calibrated
Indian tax laws, FEMA, SGBs, NRE/NRO structures, city-tier real estate data — all baked into every recommendation.
04
12 Asset Classes
Equities, MFs, FDs, bonds, gold, REITs, InvITs, international funds, P2P lending, land — one unified view.
05
Absolute Privacy
No bank accounts. No PAN. No Aadhaar. You give us a number and a horizon — we return a strategy.
06
Resilience Check
Stress-test your plan against the things people fear — a market crash, high inflation, a job loss — and see whether it holds before it matters.
Process

Three inputs.
One complete
wealth map.

Our engine ingests your corpus, risk tolerance, and investment horizon — then architects a diversified portfolio spanning every meaningful asset class.

View Full Process
01
Enter your investable capital
Input the exact corpus — ₹5 lakh to ₹500 crore. No minimums on our analysis.
02
Define risk & time horizon
Tell us how much volatility you can stomach and when you will need returns.
03
Receive your allocation blueprint
A precise breakdown across all asset classes with exact rupee amounts.
04
Refine & implement
Adjust your inputs interactively and explore each asset class in depth.
Coverage

Every asset class.
Nothing overlooked.

Full Universe
Real Estate
12 – 35%
Residential, commercial, and land — immovable assets as inflation anchors.
Equities
5 – 38%
Direct stocks calibrated to Nifty 50, mid-cap, and sectoral exposure.
Fixed Deposits
5 – 30%
Laddered FDs across banks for predictable cash flow and capital safety.
Gold
5 – 20%
SGBs, Gold ETFs, and physical gold as a crisis hedge and inflation store.
Bonds
3 – 15%
Government securities and corporate bonds for steady low-risk yield.
Mutual Funds
10 – 25%
ELSS, hybrid, and index funds for tax-optimised diversification.
International
0 – 7%
US equities and global ETFs to hedge rupee depreciation risk.
Alternatives
0 – 5%
REITs, InvITs, P2P lending and structured credit products.
Start Here

Build your
personalised
blueprint.

Enter your capital and preferences. The M∞ algorithm calculates your optimal allocation across all 12 asset classes — calibrated precisely to you.

Completely free to start
No credit card. No commitment. Create a free account and receive your full blueprint instantly.
₹
ConservativeAggressive
Approx. 3 seconds — no PAN required
See everything together

Your whole portfolio,
in one upload.

Your shares, funds, gold, FDs, and property — scattered. M∞ brings it together. Upload your holdings and instantly see every value and allocation.

  • Upload your Excel — we read it securely in seconds
  • See all your stocks and funds in one clear view
  • Add your other assets — gold, property, FDs — for the full 360° picture
  • Ask the AI about the companies and funds you hold
Upload my statement free

Educational platform. Your statement is parsed securely and never sold. Not SEBI-registered investment advice.

HDFC Bank₹2.47 L
Infosys₹2.84 L
Reliance₹2.89 L
SBI Bluechip Fund₹2.28 L
Total portfolio₹10.49 L
Free · No signup needed

Start with a free tool.

Explore your money before you create an account. Every one of these is free and open to everyone.

⋮⋮

Calculators

SIP, retirement (FIRE), and goal planners. See how your money grows with real numbers.

Open calculators →
□

Learn

Short, plain-language lessons on building wealth in India. No jargon, no fluff.

Start learning →
◆

Resilience Check

Stress-test a plan against a market crash, inflation, or job loss. See if it holds.

Run the check →
“
What clients say

"For the first time, someone looked at my whole financial picture — not just my demat account."

Samir M. Shah — Partner, Samir M. Shah & Associates

Wealth isn't built
in a single asset.
Architect yours.

Move beyond simple portfolios into truly structured, diversified wealth — spanning every asset class that matters.

Get Started Free Learn About Us
Talk to us

Book a free call.

Want a walkthrough before you dive in? Hop on a free 15-minute call and we'll show you how to get the most out of M∞ — how to read your blueprint, set goals, and use the tools. No pressure, no sales pitch.

Book my free call 15 minutes · Free · No obligation

This is a product walkthrough and onboarding call — not personalised investment advice. M∞ is an educational planning tool and is not a SEBI-registered investment adviser.
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