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Financial calculators.

Plan with real numbers. These calculators are free and need no account — see how your money can grow, when you could retire, and what your goals really cost.

Estimated corpus
₹—
Total invested₹—
Wealth gained₹—

A SIP invests a fixed amount every month. Step-up increases it each year as your income grows. Returns are assumed constant for illustration — real markets vary year to year.

You could retire around age
Corpus needed (FIRE number)₹—
Years to reach it
At retirement, monthly expense₹—

FIRE uses the 25x rule — a corpus of 25× your annual expenses, allowing a ~4% safe withdrawal. Assumes 6% inflation on expenses. An estimate to aim for, not a guarantee.

Monthly SIP needed
₹—
Future cost of goal₹—
Total you'll invest₹—
One-time lumpsum alternative₹—

Shows what you must invest monthly to reach a goal, adjusting for inflation so the amount holds its real value. The lumpsum is what you'd need to invest today instead.

Where you stand
A solid target for your age/income₹—
An excellent target₹—
You are at

Based on a widely-used rule of thumb (net worth ≈ age × income ÷ 10 for a solid position). It is a rough guide, not a judgement — starting late is common and fixable. What matters most is the habit you build from today.

Life cover you should have
₹—
Income replacement₹—
+ Debts to clear₹—
− Savings you already have₹—
Additional cover to buy₹—

A term insurance estimate: enough to replace your income for your family, clear debts, minus what you already have. Term cover is cheap and one of the most important things to get right if anyone depends on you.

Want the full picture?

These tools cover one goal at a time. Your M Infinite blueprint plans your whole portfolio across every asset class — free.

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