The question every honest plan should answer. Stress-test your portfolio against the events people actually fear (a market crash, high inflation, a job loss) and see whether your plan holds. Peace of mind comes from knowing, not hoping.
These are illustrative stress scenarios using historical ranges (e.g. the 2008 crash saw equities fall ~50%, COVID ~35%). They are educational estimates, not predictions, and assume no change to your holdings. M∞ is not a SEBI-registered adviser.